Touchstone Closing & Escrow | MA & NH Real Estate Closings

0/5

Recent pay stubs (last 30 days)

Most lenders require your two most recent pay stubs.

W-2s from the last 2 years

Federal tax returns (last 2 years)

Include all schedules and attachments.

Employment verification letter

Your employer may need to confirm your position, salary, and hire date.

If self-employed: profit & loss statement

Plus 1099s and business tax returns for 2 years.

0/4

Bank statements (last 2–3 months)

All pages, all accounts — checking, savings, investment.

Retirement account statements

Gift letter (if using gift funds)

Must state the funds are a gift, not a loan.

Proof of down payment source

0/4

Valid government-issued photo ID

Social Security number

Address history (last 2 years)

Rental payment history / landlord contact

0/3

List of all monthly debt payments

Car loans, student loans, credit cards, child support, etc.

Bankruptcy or foreclosure documents (if applicable)

Divorce decree / alimony documentation (if applicable)

Pre-Approval Checklist